Documents That Help Prove Liability in a Car Accident Claim

by Fransic verso
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When a car accident happens, proving fault is necessary to receive compensation for damages and injuries.

Without solid evidence, insurance companies may deny your claim or reduce the amount they offer. The best way to build a strong case is by collecting essential documents that prove liability.

In Springfield, Missouri, where traffic incidents are a notable concern because of the busy roads, understanding the necessary documentation can significantly influence the outcome of your claim.

A Springfield car accident attorney can assist in gathering and presenting these documents effectively. 

Police Report

According to a study by the National Highway Traffic Safety Administration (NHTSA), the police receive a report of over six million motor vehicle crashes annually in the United States. This is one of the most crucial documents for proving liability in a car accident case.

A police report can significantly strengthen your claim by offering an objective account of the accident. It provides an official record of the accident, including:

  • The date, time, and location of the crash
  • Contact details of all parties involved
  • Witness statements
  • The officer’s observations about traffic signals, road conditions, and possible law violations

Witness Statements

Witness statements can provide additional perspectives on how the accident happened. A third-party witness, such as a pedestrian, another driver, or a business employee near the accident scene, can confirm details that support your claim. Important details a witness may provide include:

  • The speed and direction of each vehicle
  • Whether a driver ran a red light or a stop sign
  • If a driver was using a phone or appeared distracted
  • Whether weather or road conditions contributed to the crash

Medical Records

Medical records show the severity of injuries and the medical costs involved. They also help prove the impact of the accident on your daily life.

If you were injured in the accident, medical records serve as evidence that the injuries were caused by the crash. These records include:

  • Emergency room visits
  • Doctor’s diagnosis and treatment plans
  • X-rays, CT scans, or other test results
  • Prescriptions for pain relief or physical therapy

Insurance Correspondence

All communication with your insurance company and the at-fault driver’s insurance should be documented.

If an insurance company tries to deny your claim unfairly, these documents can serve as evidence of their responses and offers. This should include:

  • Emails and letters regarding the accident
  • Claim numbers and claim adjuster details
  • Settlement offers or denials from the insurance company

Expert Witness Testimony

In some cases, expert witnesses may be needed to provide technical insights into the accident. Expert testimony can provide detailed explanations that help prove liability, especially in cases where fault is disputed. These experts can include:

  • Accident reconstruction specialists 
  • Medical professionals 
  • Mechanical experts

Surveillance Footage

Traffic cameras, security cameras from nearby businesses, and dashcam footage can provide clear visual evidence of how the accident occurred.

If available, it should be collected as soon as possible before it is deleted or overwritten. Video evidence can:

  • Show the exact moment of impact
  • Prove which driver had the right of way
  • Confirm whether a driver was speeding or driving recklessly

Bottom Line

Proving liability in a car accident claim requires strong evidence. If you are involved in an accident in Springfield, Missouri, it is important to gather these documents quickly.

Working with a caraccident attorney can help ensure you have the right evidence to secure the compensation you deserve.

By building a solid case with proper documentation, you improve your chances of receiving fair compensation for your injuries and damages.

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